Any Sheriff’s Deed or Clerk’s Deed grantee of the foreclosed (mortgage) property who pays taxes or insurance (or items allowed per statute) on the property (after the Sheriff’s Sale or Clerk’s Sale) is entitled to recover these expenses, with interest, if a redemption takes place.The redemption period may also be affected or shortened by MCL 600.3241 MCL 600.3241a MCLA 600.3238 (6) A redemption period can range anywhere from 30 days, 1 month, 6 months, or 1 year, depending on various factors per MCL 600.3240 and MCL 600.3145. The last day to redeem is stated in the certificate signed by the deputy sheriff, attached to the Sheriff’s Deed or Clerk’s Deed.
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The original recorded Sheriff’s Deeds or Clerk’s Deeds are held in the Register of Deeds office for the full period of redemption.The Sheriff’s Deed shall be recorded within 20 days (or as soon as possible) after the sale. After the sale takes place, the deputy sheriff signs the affidavit of auctioneer.If a third party bids on the property, the bid must be greater than the the beginning auction amount. If no one bids on the property, the lender or foreclosing party becomes (and is cited as) the grantee of the sale on the Sheriff’s Deed or Clerk’s Deed. A Sheriff’s Deed or Clerk’s Deed is issued to the highest bidder, whom will be named as the grantee of the sale.The deputy sheriff who conducts the sale is acting in the capacity of an “auctioneer.” in the Jury Room (first floor) of the Macomb County Court Building DIRECTIONS. The public auction is held every Friday morning at 10:00 a.m. On an appointed date and time, a public auction is conducted at the courthouse by a deputy sheriff.A search for the property address may be obtained through one of the following - a visit to Register of Deeds (search fees may apply) or online on your computer (credit card needed for search fees) or possibly the local tax records (city/township where property is located). The property address may or may not be cited on the referenced recorded mortgage document. The newspaper publication typically sites the mortgagor name and legal description, rather than the property address. The notice of mortgage foreclosure sales for Macomb County properties are published in the Macomb County Legal News for four (4) consecutive weeks prior to the public auction.A written notice of default is given by the mortgagee/lien claimant to the mortgagor/owner.(The reference in this section is made to a “Clerk’s Deed,” as well, since that type of deed may have resulted from a mortgage foreclosure.) Foreclosure by Advertisement – Sheriff’s Deed Homeowners in foreclosure may request a "Payoff Letter" through the Register of Deeds to find the redemption amount. Land contracts may be foreclosed through judicial foreclosure action and most mortgages/liens foreclosure process are through the Sheriff’s Department by advertisement. (586) 469-5190.įoreclosure may occur through either a judicial process (resulting in a Clerk’s Deed) or by advertisement (resulting in a Sheriff’s Deed or Clerk’s Deed). The Macomb County Treasurer Office handles Tax foreclosures at 1 South Main Street, Mt. The Macomb County Register of Deeds records foreclosure deeds of mortgages, liens and land contracts (Sheriff’s Deed or Clerk’s Deed). In a default situation, a mortgagee (lender), land contract seller or lien claimant may foreclose on the property. Try it out for free.This page is given as informational purposes only and should not be interpreted as legal advice. Michigan Bank Foreclosures, Government Foreclosed Houses, Federal Homes, Distressed Properties, Commercial Foreclosures, HUD, VA, and other government property home lists.Īll foreclosure listings are just a click away. Pre-Foreclosures in Michigan (MI) are also available to search Free.Choose your County from the drop down screenon the left or simply click on a County on the map. Search our database of Michigan (MI) Foreclosures, REO's, Pre-Foreclosures and FSBO's to find the most up-to-date property listings available in your neighborhood.
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